Texas's outdoor beauty is undoubtedly one of the most beloved things about this state, and one of the most beautiful things about the great outdoors in Texas is that there is a lot of water recreation opportunities. There's the Gulf Coast to the east and plenty of lakes and rivers all winding within and even serving as Texas' border.
However, while there's plenty of fun to be had with any boat and watercraft, there are also some perils one should be wary of. Hail, hurricane, tropical-storm-force winds, sun damage, flooding, and road accidents are just a few reasons behind the many claims we see via our work at Kubena Insurance Agency. No matter what type of boat you have, our team is here to ensure you can get it properly insured with the following typical types of boat insurance coverage:
Types of Insurance Coverage You Can Get for Your Boat or Other Type of Watercraft
- Physical damage coverage, which protects your boat or watercraft both when on land and in the water. When on land, the best Texas insurance policies will offer protection, both should it get damaged when in storage and transit. Most coverage will likewise protect all manufacturer-installed equipment as well as critical add-on components like sails and outboard motors.
- Boat liability coverage, which protects your financial assets and investment in the boat. Just as with a car, when you own and operate a boat, you become legally responsible for any damages or injuries that may incur from operations of that boat. Boat liability coverage offers you that financial protection should an accident occur.
- Watercraft equipment insurance, which protects extra types of watercraft that either are utilized along with the boat or that are used on their own. For example, both skis brought along on a boat and jet skis with their trailer would be covered here.
Contact Kubena Insurance Agency to Learn More
For more information about boat and watercraft insurance, and to sign your property up with an insurance policy, contact our team at Kubena Insurance Agency today.