If you’re like most people, your car is an integral part of your daily life. You use it for many activities throughout the week, which exposes you to a certain amount of risk from accidents and other events. Auto insurance is designed to protect you against expensive losses involving your vehicle. At Kubena Insurance Agency, we can help you find the right auto insurance for your coverage needs.
In most states, you must have auto insurance to drive legally in the state. This generally includes both property damage liability and bodily injury liability, which covers expenses regarding an accident involving your car. Policies may also include personal injury protection and medical payments in case you or your passengers are hurt during an accident. In addition, coverage for damage caused by an uninsured motorist may also be included in your policy. If your vehicle is financed, you are likely to be required to have other types of coverage that will cover damage to your vehicle.
You may want collision coverage to help repair damage from an accident. In some cases, you may want the additional protection of comprehensive coverage, which will help repair your car in case of flood, hailstorms, vandalism, fire, falling trees, or other hazards. Also, you will need to determine your level of insurance and deductible, that is, how much you are willing to pay from your pocket before the insurance covers the event.
Our trained and experienced agents can help you determine the right coverage for your driving needs. We offer the public a broad range of insurance policies, including for home, life, motorcycle, recreational vehicles, and for business. Call Kubena Insurance Agency today for your free, no-obligation quote on auto insurance for your car.
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